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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a car crash claim to be resolved than an 18-wheeler crash. This is because truck accidents often involve severe injuries. But, every truck crash is unique and there are many factors that influence the time it takes to settle. Here are a few of the most important aspects. Insurance claims Like every other vehicle on the road 18 wheeler trucks must have a minimum level of insurance. This is for a reason: collisions with big trucks can result in more severe damage to property and injuries than a normal car accident. These crashes can lead to death and catastrophic injuries. As a result, it is crucial that the victims of these accidents file a claim for the compensation they are entitled to. It can be difficult to find a policy that meets all your requirements, even though coverage for 18 wheelers is a necessity. You may need to purchase additional insurance based on the type and amount of cargo your trucks transport. Hazmat carriers, for instance might require liability insurance up to $5 million. Towing insurance and trailer exchange insurance and cargo insurance are all possible policies. A knowledgeable attorney can also assist you in determining what kind of insurance is required by your company. They can also assist you in negotiating with the insurance companies to ensure that your claim is properly settled. In certain cases, insurance companies will try to reduce their liability by claiming comparative negligence. This could severely diminish your claim. A lawyer can help you debunk these claims and ensure you get the most compensation you are entitled to. A seasoned lawyer will ensure that you get the funds needed to recuperate regardless of how you were injured in the accident. Settlements In most cases, a truck accident victim will receive an initial settlement offer before a lawsuit is filed. The insurance company for the trucking company or legal team will present this offer, which will usually be far less than the victim's rights. This offer should not be accepted without first consulting an attorney for personal injuries. 18 wheeler accident lawyer buffalo of the settlement is contingent upon a number of aspects, including the extent of injuries and property damage. It also is contingent on medical expenses. Additionally, non-economic damages can be considered, especially in the event that you were emotionally or physically traumatized by the accident. However these losses are more difficult to quantify and require expert analysis. The amount of the final compensation is also affected by the amount of liability. If you can prove that the party responsible violated traffic laws, acted negligently or caused the crash through some other act of wrongdoing, they will be responsible for paying your damages. However, there are other legal defenses that limit their liability, like contributory or comparative negligence. Owners of trucking companies could also be held accountable for an accident. This could happen if the driver of the truck was operating it under poor conditions or if the company did not maintain the vehicle in good repair. The shipping and loading firm may also be accountable in the event that the cargo was improperly loaded, or a part was defective. Filing a lawsuit You could be required to file a lawsuit if the insurance company did not provide a fair settlement. This can delay the resolution of your case, however, it could also result in a larger settlement. If you decide to settle or go to trial, a knowledgeable truck accident attorney is your best bet. The insurance companies involved in this situation are likely to try and lowball you which is why you need a lawyer who will defend your rights. A Lafayette truck accident lawyer will examine the accident and determine the value of the damages so that you receive maximum compensation. In many 18-wheeler collisions there are several parties liable. If the driver of the truck was driving under the impaired by alcohol or in violation of the hours of service regulations then the employer could be held responsible. In addition, the manufacturer of a car part or repair shop could be held accountable when a defect in a component caused the accident. Additionally, cargo-loading or shipping companies could be held accountable for accidents involving their trucks. This is because these trucks have to be loaded and shipped in a secure manner to prevent them from falling over or hitting the ground. These companies are required by law to adhere to strict safety rules. Additionally, you can recover non-economic damages such as discomfort and pain. Trial The majority of cases involving truck accidents are resolved through negotiations with the insurance company, and a fair settlement should include all medical expenses along with treatment costs and other losses you may have and are likely to incur. Your attorney can also help you determine the potential damages that your future losses could be, as well as whether punitive damages might be applicable. An experienced attorney can help you through this process. The most important aspect is the extent of your injuries, which will influence the amount of compensation that you are entitled to. Certain injuries will only affect you for some time and others could have a lasting effects on your life. It can take a long time to determine the cause of the accident, since it's not always apparent in 18 wheeler crashes. This is because there can be multiple liable parties, including the driver of the truck as well as the company who employs them. In some cases, there may be mechanical issues with the vehicle that result in a crash, in which case it could be necessary to hold the manufacturer or repair shop accountable for the damages you suffer. There are a variety of factors that can affect the size of a settlement for an 18 wheeler accident, but in general, these accidents usually result in higher settlements than those involving automobiles. This is due to the seriousness of the injuries and damages that can be caused by these accidents.